What if you defaulted on your student loans? + oth...

What if you defaulted on your student loans? + other listener questions

We answer a potpourri of listener questions:

  • Where do you keep an emergency fund? A money market? (1:21 timestamp)
  • What is a CD ladder? (5:58 timestamp)
  • Listener C just got a letter saying she had defaulted on her student loans. How does she get a handle on what she owes and where? (11:30 timestamp)
  • What are the repayment options?

Get Your Money Together workbook is a doing weekly chapter read-alongs and purrsonal finance challenges right meow! Join by pre-ordering the ebook at

——- Resources—-
For federal loans (meaning non-private ones) the best place to go is the NSLDS (national student loan data system). You’ll need to know your FSA ID. If you don’t remember it or can’t find it, you can reset it at – or you can call 1-800-4-FED-AID and they’ll walk you through it.  You can use the repayment calculator at