When you’re depressed, it can be hard to get off the couch, let alone worry about your budget. Lillian shares some tips for handling your personal finances when you’re depressed.
- Set things on autopay. Ask a friend (or even me) to sit with you while you get everything on autopay.
- Don’t focus on on your money (especially things outside of your control) after you get things on autopay. Anxiety over 401Ks.
- Consider implementing a cash budget in some categories to prevent impulse spending – especially for substances or whatever addictive behavior (food, clothing shopping, nicotine, etc) you fall into when depressed.
- Spend money on the things you need to recover and take care of yourself – easymac, grocery delivery, therapy, drug co-pays, yoga class – whatever the things you need to get better.
If you are considering hurting yourself, or just need someone to talk to that won’t judge you, you can call the National Suicide Prevention hotline at 1-800-273-8255 any time of day and talked to trained, caring folks.